How It Works
Enter Your Zip Code
Compare Quotes
Save on Your Policy
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Non-Standard Auto Insurance
Coverage from carriers that specialize in drivers with points, tickets, or violations. These insurers price point violations more competitively than standard carriers and won't automatically deny coverage for a moving violation.
Liability Insurance
The minimum coverage required by law in most states. If your rates increased significantly after a violation, dropping to liability-only can reduce your premium while you wait for points to fall off your record.
Full Coverage
Liability plus collision and comprehensive. Required if you have a loan or lease, and recommended if your vehicle value makes it worth protecting despite higher post-violation premiums.
Uninsured Motorist Coverage
Protects you if you're hit by a driver with no insurance. Recommended for violation drivers because you're statistically more likely to be in another incident during the first year after a violation.
