Compare Auto Insurance by State

State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.

50 states available

Alabama cityscape and street view
Alabama SR-22 & High-Risk Auto Insurance RatesAlabama SR-22 filing costs $15–$35 and lasts 3 years. High-risk rates range $150–$350/mo. See which carriers write you after DUI or violations.
Alaska cityscape and street view
Alaska SR-22 & High-Risk Auto Insurance RatesAlaska SR-22 filing costs $15–$35 and lasts 3 years. High-risk premiums run $200–$400/mo. See which carriers write you after violations.
Arizona cityscape and street view
Arizona SR-22 & High-Risk Auto Insurance RatesArizona requires SR-22 for DUI, suspensions, and uninsured accidents—3 years, $15–$35 filing. High-risk rates: $200–$400/mo. See which carriers write you.
Arkansas cityscape and street view
Arkansas SR-22 & High-Risk Auto Insurance RatesArkansas SR-22 filing required for 3 years after DUI or suspension. High-risk rates: $200–$400/mo. See which carriers write you in Arkansas.
California cityscape and street view
California SR-22 & High-Risk Auto Insurance RatesCalifornia SR-22 costs $15–$25 to file and lasts 3 years. High-risk premiums average $200–$400/mo. See which carriers write you in California.
Colorado cityscape and street view
Colorado SR-22 & High-Risk Auto Insurance RatesColorado requires SR-22 for DUI and violations, typically 3 years. Filing costs $15–$35; premiums average $200–$400/mo. Find coverage options.
Connecticut cityscape and street view
Connecticut SR-22 & High-Risk Auto Insurance GuideConnecticut SR-22 filing lasts 3 years and costs $15–$35 to file. High-risk premiums average $200–$400/mo. See which carriers write you in CT.
Delaware cityscape and street view
Delaware SR-22 & High-Risk Auto Insurance GuideDelaware SR-22 filing typically required 3 years after DUI or driving without insurance. High-risk rates: $200–$400/mo. Find coverage after violations.
Florida cityscape and street view
Florida High-Risk Auto Insurance After ViolationsFlorida requires FR-44 filing for DUI, not SR-22. 3-year requirement with 100/300/50 minimums. High-risk rates: $180–$400/mo. Compare carriers now.
Georgia cityscape and street view
Georgia SR-22 & High-Risk Auto Insurance GuideGeorgia requires SR-22 for DUI, suspensions, and uninsured accidents. Filing lasts 3 years; rates average $210–$400/mo. See which carriers write you.
Hawaii cityscape and street view
Hawaii SR-22 & High-Risk Auto Insurance RatesHawaii SR-22 typically required 3 years after DUI or suspension. High-risk rates: $180–$320/mo. Find carriers that write drivers with violations.
Idaho cityscape and street view
Idaho SR-22 & High-Risk Auto Insurance After PointsIdaho SR-22 lasts 3 years and costs $15–$35 to file. Drivers with points see rates rise $80–$180/mo. Find coverage after violations or accidents.
Illinois cityscape and street view
Illinois SR-22 & Points Insurance After ViolationsIllinois requires SR-22 for DUI and suspensions (3 yrs, $15–$35 to file). Points insurance costs $150–$280/mo. See which carriers write you.
Indiana cityscape and street view
Indiana SR-22 & High-Risk Auto Insurance RatesIndiana SR-22 lasts 3 years and costs $15–$50 to file. High-risk premiums average $200–$400/mo. See which carriers write you after DUI or violations.
Iowa cityscape and street view
Iowa SR-22 & High-Risk Auto Insurance RatesIowa SR-22 filing typically required 2 years after DUI or suspension. Costs $15–$35 to file; premiums average $200–$400/mo. See carriers.
Kansas cityscape and street view
Kansas SR-22 & High-Risk Auto Insurance RatesKansas requires SR-22 for DUI and suspensions—3 years, $15–$35 filing. High-risk rates: $200–$400/mo. See which carriers write you in Kansas.
Kentucky cityscape and street view
Kentucky SR-22 & High-Risk Auto Insurance RatesKentucky requires SR-22 for DUI and suspensions, typically for 3 years. Filing costs $15–$50; premiums average $200–$400/mo. Compare carriers now.
Louisiana cityscape and street view
Louisiana SR-22 & High-Risk Auto Insurance RatesLouisiana requires SR-22 for DUI and uninsured accidents, typically 3 years. High-risk rates: $200–$400/mo. See which carriers write you in Louisiana.
Maine cityscape and street view
Maine SR-22 & High-Risk Auto Insurance RatesMaine SR-22 filing lasts 3 years and costs $15–$35. High-risk premiums average $200–$400/mo. See which carriers write you after violations.
Maryland cityscape and street view
Maryland SR-22 & High-Risk Auto Insurance RatesMaryland SR-22 filing costs $15–$50 and lasts 3 years. High-risk rates average $200–$400/mo. See which carriers write you after violations.
Massachusetts cityscape and street view
Massachusetts High-Risk Auto Insurance & PointsMassachusetts uses SDIP points, not SR-22. High-risk drivers pay $280–$450/mo with surcharges lasting 6 years. See which carriers cover violation history.
Michigan cityscape and street view
Michigan High-Risk Auto Insurance for Drivers with PointsMichigan drivers with points see rates rise $80–$210/mo. Points drop at 2 years. Compare non-standard carriers for fastest rate recovery.
Minnesota cityscape and street view
Minnesota SR-22 & High-Risk Auto Insurance GuideMinnesota SR-22 required for DUI and suspensions—typically 3 years at $15–$35 filing. High-risk rates: $200–$400/mo. See which carriers write you.
Mississippi cityscape and street view
Mississippi SR-22 & High-Risk Auto Insurance RatesMississippi SR-22 required for DUI, suspensions—3 years typical. Points raise rates $60–$140/mo. See which carriers write high-risk drivers in MS.
Missouri cityscape and street view
Missouri SR-22 & High-Risk Auto Insurance RatesMissouri requires SR-22 for DUI, suspensions, and uninsured driving. Filing lasts 2 years and costs $15–$50. See high-risk carriers in Missouri.
Montana cityscape and street view
Montana SR-22 & High-Risk Auto Insurance RatesMontana requires SR-22 for DUI and uninsured driving for 3 years. Filing costs $15–$35; high-risk rates run $180–$400/mo. See which carriers write you.
North Carolina cityscape and street view
NC Auto Insurance After Violations, Tickets & SR-22NC insurance points raise premiums 20–40% for 3 years after violations. SR-22 required for DUI, suspension. See carrier options and recovery timelines.
Nebraska cityscape and street view
Nebraska SR-22 & High-Risk Auto Insurance RatesNebraska SR-22 lasts 3 years and costs $15–$35 to file, but high-risk premiums run $200–$400/mo. See which carriers write you after DUI or violations.
Nevada cityscape and street view
Nevada SR-22 & High-Risk Auto Insurance RatesNevada requires SR-22 for DUI and reckless driving. Filing lasts 3 years and costs $15–$25, but premiums average $200–$400/mo. Compare carriers now.
New Hampshire cityscape and street view
New Hampshire SR-22 & High-Risk Auto InsuranceNH requires SR-22 for DUI and suspensions for 3 years. Filing costs $15–$35, premiums $200–$400/mo. See which carriers write high-risk drivers.
New Jersey cityscape and street view
New Jersey SR-22 & High-Risk Auto Insurance RatesNJ requires SR-22 for DUI, suspensions, and uninsured driving—typically 3 years at $15–$50 to file. High-risk rates: $200–$400/mo. Find coverage now.
New Mexico cityscape and street view
New Mexico SR-22 & High-Risk Auto Insurance RatesSR-22 in NM typically lasts 3 years, costs $15–$35 to file. High-risk rates run $200–$400/mo. See which carriers write you after violations.
New York cityscape and street view
New York High-Risk Auto Insurance & FS-1 FilingNew York doesn't use SR-22 — insurers file FS-1 forms with the DMV after suspensions. High-risk rates: $200–$450/mo. Find coverage after violations.
North Dakota cityscape and street view
North Dakota SR-22 & High-Risk Auto Insurance GuideNorth Dakota requires SR-22 for 3 years after DUI or suspension. Filing costs $15–$35, premiums run $200–$400/mo. See which carriers write you.
Ohio cityscape and street view
Ohio SR-22 & High-Risk Auto Insurance After ViolationsOhio requires SR-22 for 3 years after DUI or suspension. Filing costs $15–$35, but premiums run $185–$400/mo. See which carriers write you in Ohio.
Oklahoma cityscape and street view
Oklahoma SR-22 & High-Risk Auto Insurance RatesOklahoma SR-22 filing lasts 3 years and costs $15–$50. High-risk rates run $175–$350/mo. See which carriers write DUI, violations, and points.
Oregon cityscape and street view
Oregon SR-22 & High-Risk Auto Insurance RatesOregon SR-22 filing lasts 3 years and costs $15–$35 to file. High-risk premiums average $200–$400/mo. See which carriers write you in Oregon.
Pennsylvania cityscape and street view
Pennsylvania SR-22 & High-Risk Auto InsurancePennsylvania SR-22 filing typically lasts 3 years and costs $15–$35 to file. High-risk rates: $200–$400/mo. See which non-standard carriers write SR-22.
Rhode Island cityscape and street view
Rhode Island SR-22 & Point Violation Auto InsuranceRhode Island SR-22 filing lasts 3 years after DUI or suspension. Rates for drivers with violations: $180–$320/mo. See which carriers write you.
South Carolina cityscape and street view
South Carolina SR-22 & High-Risk Auto InsuranceSC requires SR-22 for DUI, suspensions, uninsured driving—typically 3 years. Rates: $200–$400/mo. See which carriers write high-risk drivers in SC.
South Dakota cityscape and street view
South Dakota SR-22 & High-Risk Auto Insurance CostsSouth Dakota SR-22 typically required 3 years after DUI or suspension. Rates: $180–$450/mo with points. See which carriers write high-risk drivers.
Tennessee cityscape and street view
Tennessee SR-22 & High-Risk Auto Insurance RatesTN requires SR-22 for DUI and suspensions—3 years, $15–$35 to file. Rates: $180–$400/mo. See which carriers write you in Tennessee.
Texas cityscape and street view
Texas SR-22 & High-Risk Auto Insurance After DUITexas requires SR-22 for 2 years after DUI or suspension. Filing costs $15–$50; premiums run $200–$400/mo. See which carriers write high-risk policies.
Utah cityscape and street view
Utah SR-22 & High-Risk Auto Insurance After ViolationsUtah requires SR-22 for 3 years after DUI or suspension. Filing costs $15–$35, premiums average $200–$400/mo. Find coverage after your violation.
Vermont cityscape and street view
Vermont SR-22 & High-Risk Auto Insurance RatesVermont SR-22 filing costs $15–$35 and lasts 3 years after DUI or suspension. High-risk rates: $175–$350/mo. Find coverage after violations.
Virginia cityscape and street view
Virginia SR-22 & High-Risk Auto Insurance RatesVirginia SR-22 lasts 3 years and costs $15–$50 to file. FR-44 required for DUI. High-risk rates: $200–$400/mo. Find coverage after violations.
Washington cityscape and street view
Washington SR-22 & High-Risk Auto Insurance RatesWashington SR-22 filing lasts 3 years and costs $15–$35 to file. High-risk rates average $200–$400/mo. See which carriers write you in Washington.
West Virginia cityscape and street view
West Virginia SR-22 & High-Risk Auto Insurance RatesWV requires SR-22 for 3 years after DUI or suspension. Filing costs $15–$50, premiums $200–$400/mo. See which carriers write high-risk drivers.
Wisconsin cityscape and street view
Wisconsin SR-22 & High-Risk Auto Insurance GuideWisconsin requires SR-22 for DUI, reckless driving, and suspensions—typically 3 years. Costs $15–$35 to file, premiums $200–$400/mo. Compare carriers.
Wyoming cityscape and street view
Wyoming SR-22 & High-Risk Auto Insurance RatesWyoming SR-22 filing required for DUI, uninsured accidents, 3 years typical. Filing costs $15–$35, premiums $200–$400/mo. Compare carriers now.